Home Insurance

We offer coverage for your home, garage, shed, other structures on your property, lawsuits against you and more.

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Why to hire home insurance?

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Home insurance is designed to protect you from things that can damage your home, your belongings or damage you financially. Covers wind / hail damage, fire, lightning, theft and more. In addition, it covers injuries that occur on your property and lawsuits against you, such as that someone has sued you because you were injured in your home.

Standard Coverages

Repair or rebuild your home and other structures

Home insurance covers the cost of completely repairing or rebuilding your home and other structures as a result of fires, wind, hail, tornadoes, falling trees / branches, ice dams, roof damage and more.

Temporary Housing Expenses

If you cannot stay home during repairs, your homeowners insurance covers hotel stays and even meal expenses above what you would normally pay, up to the limits of your policy.

Injuries and lawsuits against you

This coverage is called personal liability and covers claims for property damage or injury for which you or your family members may be liable. You can add coverage for defamation, slander or other lawsuits.

Your personal possessions

Furniture, clothing, electronics, appliances, tools, electrical equipment and other belongings are generally covered, even if they are not in your home. For more expensive items, such as jewelry or art, you may need to add separate coverage for additional protection.